Track every pound in, every pound out — and know exactly where you stand.

One database. Two numbers that matter: what you planned to spend and what actually happened.


How to use this template

Step 1 — Add your income Log every income source (salary, freelance, side income) with a Budgeted amount.

Step 2 — Add your expenses Add every regular expense: rent, utilities, food, transport, subscriptions. Set a Budgeted amount for each.

Step 3 — Update Actual weekly Once a week, update the Actual column with what you really spent. By month end you'll see exactly which categories ran over — and why.

Step 4 — Adjust next month Make one adjustment based on what you learned. Just one.


💡 Tip: The gap between Budgeted and Actual is where financial clarity lives. Don't stress about it — use it.

Monthly Budget